:root{--navy:#0b2442;--blue:#1769e0;--light:#f5f8fc;--text:#14243a;--muted:#607086}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;color:var(--text);background:#fff}
header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);backdrop-filter:blur(12px);border-bottom:1px solid #e5ebf2}
.nav{max-width:1120px;margin:auto;height:76px;padding:0 22px;display:flex;align-items:center;justify-content:space-between}
.logo{font-size:25px;font-weight:900;letter-spacing:-1.5px;color:#0b2442;text-decoration:none}.logo span{color:var(--blue)}
.menu{width:46px;height:46px;border:1px solid #dce5ef;background:#fff;border-radius:12px;font-size:25px;cursor:pointer}
.drawer{display:none;position:absolute;right:20px;top:66px;width:270px;background:#fff;border:1px solid #e2e9f1;border-radius:16px;box-shadow:0 18px 50px rgba(10,35,65,.16);padding:10px}
.drawer.open{display:block}.drawer a{display:block;padding:13px 14px;border-radius:10px;color:var(--text);text-decoration:none;font-weight:650}.drawer a:hover{background:var(--light)}
.hero{background:linear-gradient(135deg,#0b2442,#153e69);color:#fff}.hero-inner{max-width:1120px;margin:auto;padding:92px 22px 88px}.eyebrow,.kicker{font-size:13px;font-weight:900;letter-spacing:1.3px;text-transform:uppercase;color:#8fbaff}
h1{font-size:clamp(44px,7vw,72px);line-height:1;letter-spacing:-3px;margin:15px 0 22px}.hero p{font-size:19px;line-height:1.65;color:#dbe7f5;max-width:700px}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}.btn{display:inline-block;border:0;border-radius:10px;padding:14px 19px;font-weight:800;font-size:15px;text-decoration:none;cursor:pointer}.primary{background:#fff;color:var(--navy)}.secondary{background:transparent;color:#fff;border:1px solid rgba(255,255,255,.4)}
.page{max-width:1120px;margin:auto;padding:75px 22px}.page h1{color:var(--text);font-size:52px}.lead{color:var(--muted);font-size:18px;line-height:1.7;max-width:800px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:35px}.card{border:1px solid #e1e9f2;border-radius:16px;padding:25px;background:#fff}.card h2,.card h3{margin-top:0}.card p{color:var(--muted);line-height:1.6}.card a{color:var(--blue);font-weight:800;text-decoration:none}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:13px;margin-top:35px}.step{background:var(--light);padding:22px;border-radius:14px;line-height:1.5}.num{color:var(--blue);font-size:12px;font-weight:900}
.band{background:var(--light)}.dark{background:var(--navy);color:#fff}.dark .lead{color:#cbd8e8}
.form{max-width:760px;margin-top:28px;border:1px solid #e0e8f1;border-radius:18px;padding:26px}.grid{display:grid;grid-template-columns:1fr 1fr;gap:15px}label{font-weight:750;font-size:14px}input,textarea,select{width:100%;margin-top:7px;padding:13px;border:1px solid #d5dfe9;border-radius:9px;font:inherit}textarea{min-height:140px}.full{grid-column:1/-1}.form .btn{background:var(--blue);color:#fff;margin-top:15px}
footer{background:#081a2f;color:#c6d3e2;padding:35px 22px}.foot{max-width:1120px;margin:auto;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}
@media(max-width:800px){.cards{grid-template-columns:1fr}.steps{grid-template-columns:1fr 1fr}.grid{grid-template-columns:1fr}.full{grid-column:auto}.page h1{font-size:40px}}